This article helps you think clearly in a noisy world, cut through misinformation, and find solutions as applied to society, governments, and institutions. 

Most of us picture banks the way we picture a person making a loan: You have money…

Most people argue about money as if it’s a thing, as gold bars or paper bills. In the modern system, money is mostly accounting: numbers on ledgers created through loans, shaped by central banks, and distributed through institutions with incentives…

A Fix for Credit Card, Student Loans, and Mortgage Debt

IMPORTANT NOTICE:

I am not advocating anyone take current 0% interest loans or credit offers. These products exist, interest rates can change, fees can be added, and penalties can accumulate…

By Daniel Stih

Why does food keep getting more expensive? Why does a bag of apples cost double what it did a decade ago, even when farms are producing the same amount of food? Most people blame inflation, or…

Today I want to talk about something that sits underneath almost every argument we have about the economy:

What is the Federal Reserve?
Why was it created?
Why does it feel “private” — and not fully controlled by the government…

How the Coordinated Discovery Market (CDM) Could Fix Broken Commodity Markets

If you’ve ever stood in a grocery store staring at a $4 loaf of bread and thought, “How is this so expensive?” You’re not alone. On paper, markets are…